YOU MUST AGREE TO ALL OF THE TERMS AND CONDITIONS CONTAINED IN THIS AGREEMENT TO BECOME A USER. FSO CORPORATE MEMBERSHIP ENTITLES YOU TO PRE-DECIDED FEATURES ON WWW.FSOkx.COM. BY REGISTERING AS A MEMBER, YOU AGREE TO ALL TERMS AND CONDITIONS LISTED IN THIS AGREEMENT. IF YOU DON’T AGREE TO ANY OF THE TERMS MENTIONED BELOW, PLEASE DO NOT COMPLETE YOUR REGISTRATION PROCESS.

1. Changed Terms.

FSO Knowledge Xchange (henceforth referred to as FSOkx in this document) may change or discontinue any aspect of its website at any time, including, its content or features. FSOkx reserves the right to change the terms and conditions applicable to use of the Products. Such changes shall be effective immediately upon notice, which shall be placed on the website. Use of the Products after notice shall be deemed to be acceptance by User of such changes.

2.Terms.

FSOkx reserves the right to terminate User's access at any time for any reason. The provisions regarding Disclaimer of Warranty, Accuracy of Information, Indemnification, and Third Party Rights shall survive.

3. Copyright and License of Product.

The Products are the property of FSOkx and are protected by U.S. and international copyright law and conventions. User acknowledges that access to the Products is limited to the License terms set forth herein and any expansion must be in writing. The granting of the License to access and use the Products is conditioned on User's agreement not to disclose, copy, disseminate, redistribute, or publish a Product, or any portion of or excerpts of a Product to any other party.

User shall have the right to use the Products solely for its own internal information purposes. Reproduction of the Products in any form or by any means is forbidden without FSOkx's written permission, including but not limited to:

A. information storage and retrieval systems;

B. recordings and retransmittals over any network (including any local area network);

C. use in any timesharing, service bureau, bulletin board or similar arrangement or public display;

D. posting any Product to any other online service (including bulletin boards or the Internet); or

E. sublicensing, leasing, selling, offering for sale or assigning the Product.

i. User agrees to maintain all copyright, trademark and other notices contained in such Product.

ii. User agrees that it shall not use FSOkx's name or any excerpts from the Products in the promotion of its products or services.

4. Disclaimer of Warranties.

FSOkx does not make any warranties, express or implied, including, without limitation, those of merchantability and fitness for a particular purpose, with respect to the Products. Although FSOkx takes reasonable steps to screen Products for infection by viruses, worms, Trojan horses or other code manifesting contaminating or destructive properties before making the Products available, FSOkx cannot guarantee that any Product will be free of infection.

5. Accuracy of Information.

The information contained in the Products has been obtained from sources believed to be reliable. FSOkx disclaims all warranties as to the accuracy, completeness or adequacy of such information. The reader assumes sole responsibility for the selection of the Products to achieve its intended results. The opinions expressed in the Products are subject to change without notice.

6. Limitation of Liability.

In no event will FSOkx be liable for:

A. damages of any kind, including without limitation, direct, incidental or consequential damages (including, but not limited to, damages for lost profits, business interruption and loss of programs or information) arising out of the use of or inability to use FSOkx's website or the Products, or any information provided on the website, or in the Products.

B. any claim attributable to errors, omissions or other inaccuracies in the Product or interpretations thereof.

7. Links.

This Web site contains links to other Web sites, which are provided as resources for the convenience of users. Because FSOkx is not responsible for maintaining these sites, please direct your concerns about any of the linked sites to that site's administrator.

8. Indemnification.

User agrees to indemnify, defend and hold harmless FSOkx, its affiliates, licensors, and their respective officers, directors, employees and agents from and against all losses, expenses, damages and costs, including reasonable attorneys' fees, arising out of the use of the Products by User or User's account.

9. Third Party Rights.

The provisions regarding Disclaimer of Warranty, Limitation of Liability and Indemnification are for the benefit of FSOkx, and its licensors, employees and agents. Each shall have the right to assert and enforce those provisions against a User.

10. General Provisions.

Any provision in any memorandum received by FSOkx in connection with the Product which is inconsistent with, or adds to, the provisions of this Agreement is void. Neither the parties' course of conduct or trade practice will modify the terms of this Agreement. If any provision of this Agreement is determined by a court of competent jurisdiction to be invalid, all other terms and conditions shall remain in full force and effect.

11. Governing Law.

This Agreement and the resolution of any dispute arising hereunder shall all be governed and construed in accordance with the laws of the state of New York, without regard to its conflicts of law principles. User consents to the jurisdiction of the courts of the state of New York.

12. Privacy Statement.

A customer's right to privacy is of paramount importance to FSOkx. When you register to use our site, FSOkx will ask you to provide your name, organization, email address, and other information. We use that information to provide you a more personalized online experience and to process orders, as well as to keep track of what topics are of interest to our readers. This information will not be shared with any third party.